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Jumbo

Mga produkto

Mga Kategorya ng Produkto
Mga Tampok na Produkto
First Lien ng Government Down Payment Assistance (DPA).

First Lien ng Government Down Payment Assistance (DPA).
Jumbo

Jumbo
Pahayag ng Bangko

Pahayag ng Bangko
DSCR (Debt Service Coverage Ratio)

DSCR (Debt Service Coverage Ratio)
Inihanda ng CPA ang P&L/WVOE

Inihanda ng CPA ang P&L/WVOE
Self Prepared P&L

Self Prepared P&L
Walang Trabaho Walang Kita

Walang Trabaho Walang Kita
WVOE

WVOE
HELOC

HELOC
Prime CES (Closed End Second)

Prime CES (Closed End Second)
0102030405
jumboeby

Pangkalahatang-ideya ng Jumbo Loan

Ang jumbo loan ay isang uri ng financing na lumalampas sa mga limitasyon na itinakda ng Federal Housing Finance Agency at hindi mabibili, magarantiya, o masecurity ni Fannie Mae o Freddie Mac. Ang mga may-ari ng bahay ay dapat sumailalim sa mas mahigpit na mga kinakailangan sa kredito kaysa sa mga nag-aaplay para sa isang karaniwang pautang. Ang mga jumbo loan ay nagpapahintulot sa iyo na bumili ng mga mamahaling ari-arian. Ang isang jumbo loan ay hindi sinusuportahan ni Fannie Mae o Freddie Mac.


Mga Highlight ng Jumbo Loan

Prime Full Doc Jumbo (Prime 30 Yrs Fixed/Prime 10/6 ARM)

Max. LTV
80%
Max. Halaga ng Pautang
$3M
Min. FICO
720

★Prime 10/6 ARM (30-araw na Average SOFR/2.75Margin; 5/1/5 Cap, Ang Qualifying Rate ay ang Mas Mataas na Rate ng Note o Ganap na IndexRate. Floorrate=margin)
★Mga Mamamayan ng US
★Permanent Resident borrowers
★Hindi Permanenteng Naninirahan
★Lahat ng mamamayan ng US, permanenteng residenteng pandaigdigang kliyente, at hindi permanenteng pandaigdigang kliyente ay dapat magkaroon ng social security number na hindi maaaring maging kwalipikado.

Pinalawak na Buong Doc Jumbo (Pinalawak na 30 Taon Naayos/Pinalawak na 15 Taon Naayos)

Max. LTV
80%
Max. Halaga ng Pautang
$3M
Min. FICO
700

★DTI hanggang 50.00%
★Walang Mga Pagsasaayos para sa Condo / 2-Unit
★2nd Home at Investment ay Kwalipikado para sa C/O Refinance
★Maligayang pagdating ang mga Co-borrower na hindi nakatira
★Max. Ang cash on Hand ay Hanggang $500K
★Ang mga dayuhang mamamayan ay hindi karapat-dapat

CLICK HEREupang makakuha ng mga limitasyon ng LTV at FICO at higit pang mga detalye sa Matrix.

Jumbo Flyer

Jumbo

Balita at Video

Pag-navigate sa Buong Doc Jumbo Loans: Isang Tunay na Gabay sa Mundo para sa mga Mamimili na may Mababang FICO Scores Pag-maximize sa Pamumuhunan sa Real Estate gamit ang Buong Doc Jumbo Loans: Spotlight sa Non-Agency 30-Year Fixed at Non-Warrantable Condo Pag-navigate sa Buong Doc Jumbo Loans: Ang Kritikal na Tungkulin ng Pamamahala ng Mortgage Late Payments

2024 Mga Limitasyon sa Pautang sa Mga County ng California

COUNTY

1-Limit ng Yunit

2-Limitasyon ng Yunit

3-Limitasyon ng Yunit

4-Limitasyon ng Yunit

ALAMEDA

$1,149,825

$1,472,250

$1,779,525

$2,211,600

ALPINE

$766,550

 $981,500 $1,186,350

$1,474,400

AMADOR

$766,550

$981,500

$1,186,350

$1,474,400

BUTTE

$766,550

$981,500

$1,186,350

$1,474,400

CALAVERAS

$766,550

$981,500

$1,186,350

$1,474,400

COLUSA

$766,550

$981,500

$1,186,350

$1,474,400

LABAN SA BAYBAYIN

$1,149,825

$1,472,250

$1,186,350

$2,211,600

HILAGA

$766,550

$981,500

$1,186,350

$1,474,400

ANG DORADO

$766,550

$981,500

$1,186,350

$1,474,400

FRESNO

$766,550

$981,500

$1,186,350

$1,474,400

GLENN

$766,550

$981,500

$1,186,350

$1,474,400

HUMBOLDT

$766,550

$981,500

$1,186,350

$1,474,400

IMPERYAL

$766,550

$981,500

$1,186,350

$1,474,400

INYO

$766,550

$981,500

$1,186,350

$1,474,400

KERN

$766,550

$981,500

$1,186,350

$1,474,400

MGA HARI

$766,550

$981,500

$1,186,350

$1,474,400

LAWA

$766,550

$981,500

$1,186,350

$1,474,400

HAYAAN

$766,550

$981,500

$1,186,350

$1,474,400

LOS ANGELES

$1,149,825

$1,472,250

$1,779,525

$2,211,600

KAHOY

$766,550

$981,500

$1,186,350

$1,474,400

MARIN

$1,149,825

$1,472,250

$1,779,525

$2,211,600

MARIPOSA

$766,550

$981,500

$1,186,350

$1,474,400

MENDOCINO

$766,550

$981,500

$1,186,350

$1,474,400

MERCED

$766,550

$981,500

$1,186,350

$1,474,400

MODOC

$766,550

$981,500

$1,186,350

$1,474,400

MONO

$766,550

$981,500

$1,186,350

$1,474,400

MONTEREY

$920,000

$1,177,750

 $1,423,650

$1,769,250

NAPA

$1,017,750

$1,302,900

$1,574,900

$1,957,250

NEVADA

$766,550

$981,500

$1,186,350

$1,474,400

ORANGE

$1,149,825

$1,472,250

$1,779,525

$2,211,600

PLACER

$766,550

$981,500

$1,186,350

$1,474,400

MGA Balahibo

$766,550

$981,500

$1,186,350

$1,474,400

ILOG

$766,550

$981,500

$1,186,350

$1,474,400

SACRAMENTO

$766,550

$981,500

$1,186,350

$1,474,400

San Benedikto

$1,149,825

$1,472,250

$1,779,525c

$2,211,600

SAN BERNARDINO

$766,550

$981,500

$1,186,350

$1,474,400

SAN DIEGO

$1,006,250

 $1,288,200 $1,557,150

$1,935,150

SAN FRANCISCO

$1,149,825

$1,472,250

$1,779,525

$1,867,275

SAN JOAQUIN

$766,550

$981,500

$1,186,350

$1,474,400

SAN LUIS OBISPO

$929,200

$1,189,550

 $1,437,900

$1,786,950

SAN MATEO

$1,149,825

$1,394,775

$1,779,525

$2,211,600

SAN BARBARA

$838,350

$1,073,250

 $1,297,300

$1,612,250

SANTA CLARA

$1,149,825

 $1,472,250

$1,779,525

$2,211,600

BANAL NA KRUS

$1,149,825

$1,472,250

 $1,779,525

$2,211,600

SHASTA

$766,550

$981,500

$1,186,350

$1,474,400

SIERRA

$766,550

$981,500

$1,186,350

$1,474,400
SISKIYOU $766,550 $981,500 $1,186,350 $1,474,400
SOLANO $766,550 $981,500 $1,186,350 $1,474,400
SONOMA $877,450 $1,123,300 $1,357,800 $1,687,450
STANISLAUS $766,550 $981,500 $1,186,350 $1,474,400
SUTTER $766,550 $981,500 $1,186,350 $1,474,400
IT $766,550 $981,500 $1,186,350 $1,474,400
TRINIDAD $766,550 $981,500 $1,186,350 $1,474,400
TULARE $766,550 $981,500 $1,186,350 $1,474,400
TUOLUMNE $766,550 $981,500 $1,186,350 $1,474,400
VENTURA $954,500 $1,221,950 $1,477,050 $1,835,600
YOLO $766,550 $981,500 $1,186,350 $1,474,400
YUBA $766,550 $981,500 $1,186,350 $1,474,400